OptiPak automotive service was developed by Optimum to address the specific insurance needs of the automobile service industry. It offers coverage solutions that smooths out the road ahead!

The Optimum advantage

Perfect for your business

This flexible insurance product is adaptable to many trades such as auto repair garages, full or self serve gas stations, car washes, specialty shops, and auto body repair shops.

A package "à la carte"

OptiPak Automotive Services combines the advantages and flexibility of an "à la carte" insurance policy with the coverage of a package policy. Coverage sections are offered at competitive prices while remaining  optional.  It is up to you to choose with the help of your broker!

Coverage that is more than complete

OptiPak Automotive Services features protection for your building and its contents. It protects your business against equipment breakdown while offering you the options to add coverage for business interruption and against crime. With OptiPak Automotive Services you also have commercial general liability coverage for $2,000,000 included with an option to increase the limit  up to $5,000,000.

Also Available!

The OptiMAX endorsement…an optional, comprehensive, and competitively priced endorsement that adds many extensions of coverage, and while subject to a global overall amount per loss, it has few sub-limits on the individual coverage extensions!

Garage Automobile Insurance

Garage Automobile insurance is available as a separate automobile policy to cover your legal liability for damage caused to or by your customers’ vehicles. To make sure you are fully covered in event of a loss, ask your insurance broker about purchasing both an OptiPak Automotive Services policy along with a separate Garage Automobile policy.

Talk to your broker about Optimum's OptiPak automotive service package!