With the OptiPak retail package, insuring your business is as easy as swiping a debit card! 

The Optimum advantage

Coverage that is more than complete

OptiPak retail is a complete package policy including coverage for your building and/or contents, business interruption, equipment breakdown, crime, and liability. Coverage is offered at a competitive price with options to add coverage for earthquake, flood, and sewer backup. With OptiPak retail you also have the option to increase your commercial liability coverage up to $5,000,000 as well as increase your limits for Crime coverage. It is up to you to choose!

For all your locations

You can have multiple locations insured under the same insurance policy!

Some examples of eligible occupancies

• Food and beverage stores
• Sporting goods, hardware, and garden supplies stores
• Textiles including clothing, shoes, carpets, draperies and fabric
• Furniture and home accessories stores
• Other various retailers including art supplies cameras, dollar stores, florists, gift shops, pet shops, etc.

If your type of business is not on this list, we still suggest that you contact your broker to verify your eligibility.