You own a business that cannot be covered by a regular insurance policy? Don't worry, Optimum may have the insurance policy you need. 

The Optimum advantage

New in business? New insurance!

Often it can be difficult for someone new in business to get insurance. With the Optimum special risk program, risks that have been in operation for less than three years may be insured!

Your building is older? No problem!

With our special risk program, we offer coverage on older buildings (50 to 100+ years old) that meet minimum building service standards; we'll give you the protection your building needs.

Higher Risk due to nature of your business?

Don't worry, Optimum could also be there for you! Contact your broker and we’ll review your insurance needs.

Vacant or partially vacant?

It can be difficult to insure a vacant, partially vacant or unoccupied building, but at Optimum it may be possible in our Special Risk program!

Ask your broker for more information about an Optimum insurance policy!